Why Have Insurance From AFLAC New York?
Out-Of-Pocket Medical Expenses
Your regular health insurance should pay most of the doctor
and hospital bills. But there are usually hundreds of dollars of
deductibles and copayments (including those for prescription drugs)
left over. Plus, if you're in a managed-care plan and go outside the
approved network, there may be additional charges.
Who pays? . . . You do!
Nonmedical Costs
Getting sick or injured has financial consequences beyond the
medical bills, including such out-of-pocket costs as:
- Travel expenses to and from special treatment centers
- Food and lodging while you are away from home
- Long-distance phone calls
- Child care
- Extra household help
- Home care
Who pays? . . . You do!
AFLAC New York's Personal Sickness Indemnity Plan is designed to help cover the
expenses associated with illness, hospitalization and other medical and surgical expenses.
It pays you directly, unless you assign the benefits, regardless if any other insurance you may have.
For full policy details, including costs, benefits, and limitations, contact us today!
AFLAC New York's Personal Sickness Indemnity Plan
Let us add what's missing to your insurance planning.